MELD Bull Case

MELD is a L1 blockchain with integrated lending & borrowing + banking rails, making it the first ever on-chain neobank ecosystem.

What this creates is a symbiotic ecosystem for all of your finances. You can interact on-chain, trading, collecting, lending & borrowing with its DeFi protocol all while having seamless access to fiat on/off-ramping + a conventional bank account. In the transition to a world of only crypto, MELD aims to be a novel solution bringing together both sides of the fence.

The core MELD Products include: • MELDapp: Web + Mobile + Browser Extension • MELD Blockchain: EVM L1 chain with near zero fees and native yield • Lending & Borrowing Protocol: High-yield DeFi tools, Crypto → Fiat loans +++ • Fiat Services: In-app bank account, low fee on/off ramping

A video by the founder, Ken Olling explaining → What is MELD?

Features

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Fast transactions and near zero fees. With built-in native lending & borrowing, MELD leverages a percentage of the yield generated from the protocol to power the network and reward validators for securing the chain — resulting in maximum speed and near-zero network fees.

EVM + multi-chain. MELD is fully compatible with Ethereum and other EVM blockchains. Additionally, MELD integrates seamlessly with AVAX and Cardano, providing users and builders with cross-compatibility and a single place to interact with multiple chains.

Liquid staking, empowered by DeFi. With MELD you can easily stake, earn and secure the blockchain for an average of 5% APY liquid and for locked, upwards of 9-20%. This makes securing the chain simple, but also MELD has innovated by creating new mechanics using liquid staking, see below (ISPO) ↓

ISPOs (Initial Stake Pool Offering). In 2021, MELD was the first ever project to create a token via ISPO. An innovation leveraging the PoS (Proof of Stake) blockchain and yield earned by validators, allowing projects to raise funds and launch their token in a fair way over a longer period of time.

A video by our founder, Ken Olling explaining → What is an ISPO?

Native yield + cross-chain bridge. Bridging, made profitable. When you bridge your ETH (for example) to MELD, it is staked on the source chain then bridged, resulting in an increased base yield on-chain even before earning more with the Lending & Borrowing protocol.

A video by the founder, Ken Olling explaining → MELD Bridging + Native Yield